Home insurance
Property Value vs. Replacement Cost
Use the estimated construction cost report (your insurance agent can provide you one) as the guideline for your home replacement cost calculation instead of relying on the property value. You may pay less than the actual replacement cost for your house.
Personal Liability Limit
Get the highest limit available. You enjoy worldwide coverage: if you are being sued in the US for your personal activities anywhere in the world, you are covered. The premium is only around $30-$50 annually.
Combine Home and Auto Insurance Under One Insurer.
Enjoy at least 10% discount on each policy.
Check out these uncommon coverages:
Use the estimated construction cost report (your insurance agent can provide you one) as the guideline for your home replacement cost calculation instead of relying on the property value. You may pay less than the actual replacement cost for your house.
Personal Liability Limit
Get the highest limit available. You enjoy worldwide coverage: if you are being sued in the US for your personal activities anywhere in the world, you are covered. The premium is only around $30-$50 annually.
Combine Home and Auto Insurance Under One Insurer.
Enjoy at least 10% discount on each policy.
Check out these uncommon coverages:
- Identify Theft
- Lock out from your home
- Combined deductible amount for your home and auto